A top tip from Christian: how to get out of cellphone contracts, and avoid the penalties. You know the situation. Some new gadget comes out, and you have to have it. But you're in a one-year contract with your nasty old cell provider. Well, apparently, you can suspend your account for up to three months. So you suspend the account, rather than canceling it, and then shift at the end of the three months to the cheapest package available. And then suspend again. The suspension periods count towards the one year. Much cheaper than paying a $200 early termination fee. I'll let you know how it goes.